Tampa, FL

Terms and Conditions for FS Health Solutions Insurance Agency

These terms and conditions ("Terms") govern your use of this website and our services. By accessing this website or submitting an inquiry, you agree to comply with these Terms. If you do not agree, you must discontinue use of this website and our services.

These Terms include a binding arbitration clause, requiring that any disputes be resolved through arbitration rather than litigation. By agreeing to these Terms, you waive your right to file a lawsuit, participate in a class action, or have a court decide your claims.

Services Provided

FS Health Solutions Health Insurance Agency serves as a connection point between users and insurance providers. We do not directly offer insurance products but facilitate inquiries by forwarding user information to licensed providers. Users are not charged for submitting inquiries, but we may receive compensation from insurance providers.

By submitting an inquiry, you authorize us to share your information with third-party providers that offer insurance-related services. Please review our privacy policy for more details. By providing your contact details, you consent to receiving communications from insurance providers via phone, email, text message, or mail, regardless of any Do Not Call registry status.

No Endorsement or Guarantees

FS Health Solutions Health Insurance Agency does not endorse, recommend, or guarantee any specific insurance provider, policy, or product. We are not a licensed insurance provider and do not sell insurance directly.

Any transactions you enter into with an insurance provider are separate agreements between you and the provider. Submitting an inquiry does not guarantee that you will be contacted or that you will receive coverage.

Use of Your Information

By using this website, you acknowledge that your information may be shared with third-party insurance providers. Once your information is shared, it is subject to the privacy policies of those providers.

If you wish to stop receiving communications, you must contact the provider directly. We do not sell your personal information. Any data shared is strictly for processing your inquiry in accordance with our privacy policy.

Disclaimer of Warranties

This website and our services are provided "as is" without warranties of any kind. We disclaim all express or implied warranties, including but not limited to:

- Merchantability

- Fitness for a particular purpose

- Accuracy of information

- Non-infringement of third-party rights

We do not guarantee that the website will be error-free, uninterrupted, or secure.

Limitation of Liability

To the extent permitted by law, FS Health Solutions Health Insurance Agency and its affiliates are not liable for any damages arising from:

- Use of this website or services

- Information provided by third-party insurance providers

- Insurance products or services obtained from third-party providers

If any limitation of liability is deemed unenforceable, our total liability will not exceed $100.

Dispute Resolution and Arbitration

Except where prohibited by law, any disputes related to the use of this website or our services must be resolved through binding arbitration. Arbitration will be conducted in accordance with the rules of the designated arbitration provider.

Arbitration will occur in FL, unless both parties agree to an alternative location. For disputes under $2,500, arbitration may be conducted via telephone.

Class actions and combined arbitrations are not permitted.

Modifications to These Terms

We reserve the right to modify these Terms, the website, or our services at any time without prior notice. Updated Terms will be posted on this website. Continued use of the website after modifications constitutes acceptance of the new Terms.

If you do not agree with the updated Terms, you must discontinue use of this website and our services.

Governing Law

These Terms are governed by the laws of FL, excluding conflict-of-law principles. If any provision of these Terms is deemed invalid, the remaining provisions remain in full effect.

Entire Agreement

These Terms represent the complete agreement between you and FS Health Solutions Health Insurance Agency regarding the use of this website and services. Failure to enforce any provision does not constitute a waiver of rights.

By using this website, you confirm that you have read, understood, and agreed to these Terms.